Can non-residents get a mortgage in the UAE?
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Short answer below, then the detail — and if you want it applied to your own numbers, the calculator and a free advisor check are right here.
Illustration only. Your available rate depends on lender, profile and property.
Answer: Yes. Selected UAE banks consider non-resident applications, commonly at 50–60% LTV for completed property. Passport, address, income and bank-statement evidence is normally required, with additional company or tax documents for many self-employed cases.
Lender policy can change by country, income type and property. Much of the application can usually be handled remotely, but original-document, account-opening, power-of-attorney or attendance requirements vary. Use the non-resident comparison service for a personal lender match, or read the complete non-resident guide.
How Mortgease helps
- We confirm how this applies to your profile across 14 UAE banks — free, commission-free.
- Verified pricing, not poster rates: see the live rate table and the UAE Rate Index.
- Bank pre-approval typically takes 2–5 working days.
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