What AECB credit score do I need for a mortgage?
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Answer: There's no single UAE-wide minimum — each bank sets its own bar, and one major bank's current published minimum is an AECB score of 541. A higher score mainly buys you smoother approval and better pricing.
Missed payments, bounced cheques and maxed cards drag the score; a few months of clean conduct lifts it. Full guide: AECB credit score explained. If your score is borderline, bank selection matters — that’s our job.
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