What fees do I pay when buying property in Dubai?

Main costs: 4% DLD transfer fee, AED 580 title deed, ~AED 4,515 trustee office, 2% agency commission, 0.25% mortgage registration and a bank valuation fee - typically 6-8% of the price on top of your down payment.

What is the 50% DBR rule?

UAE banks cap your total monthly debt repayments, including the new mortgage, at 50% of gross monthly income. It is the single biggest factor in how much you can borrow.

UAE Property & Mortgage Guides

The A–Z of buying in the UAE — every fee, form and acronym, explained by people who close these deals weekly.

The process & the paperwork

DLD — Dubai Land Department
The 4% fee, trustee offices, title deeds and how transfer day works. Ejari
Dubai tenancy registration — cost, process, certificate download. EIBOR rates
The benchmark behind every variable mortgage — live official rates. Document checklist
Exactly what to prepare, by employment type and residency.

Money & eligibility

DBR calculator
The 50% rule that decides your mortgage — check yours in seconds. How much can I borrow?
Income, age and residency → your realistic budget. UAE mortgage rates
Verified bank-by-bank rate tracker, updated monthly. Mortgage buyout
Switch banks from 3.99% — real costs and break-even math.

Deep-dive guides

All 18 long-form guides live on the blog — from first-time buying and the full cost breakdown to non-resident financing and Golden Visa property.

New guides land every week — DLD and Ejari are live now; title deeds, AECB credit scores, trustee offices, Oqood, NOCs and MOUs are next.