Commercial Mortgages in the UAE
Finance offices, retail, warehouses and mixed-use property — compared across UAE lenders, commission-free.
A commercial mortgage funds income-producing or business-use property — offices, shops, warehouses, labour accommodation and mixed-use buildings. The terms differ from a home loan: loan-to-value is usually lower (often 50–70%), tenures are shorter, and pricing is set case by case on the asset and your business. We compare commercial lenders so you get the right structure, not just the first offer.
Commercial finance · indicative · June 2026
up to 70% LTV
Pricing is set per deal on the asset, tenant and your business. We'll structure and source your best commercial terms — free.
Indicative only — commercial pricing is set per deal. We confirm real terms for your asset, free.
Estimated monthly payment
AED 16,607/mo
Loan AED 2,100,000
Why arrange it through Mortgease?
- We compare commercial lenders across the UAE — banks and specialist financiers — for the right structure, not just the first yes.
- Commission-free to you — we're paid on completion, never by you.
- One advisor handles valuation, structuring and approval end to end.
- Experienced across offices, retail, warehouses, labour accommodation and mixed-use.
Frequently asked questions
What LTV can I get on a commercial mortgage in the UAE?
Commercial LTVs are typically lower than residential — often 50–70% depending on the asset type, tenant strength and your business profile. We'll confirm what's achievable for your specific deal.
What loan terms are available?
Commercial tenures are usually shorter than home loans — commonly 5–15 years, sometimes longer for strong covenants. Pricing and term are set per deal.
Can my company borrow rather than me personally?
Yes — commercial mortgages can be structured through a UAE company or free-zone entity, often with personal guarantees. We arrange the structure that fits.
How are commercial mortgage rates set?
Unlike home loans there is no single rate card — lenders price each deal on the property, income and risk. That is why comparing offers matters, and why we do it for you.
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