Non-Resident Mortgages in the UAE
Buy property in Dubai and the UAE from overseas — financing compared across lenders, commission-free.
You don't need a UAE residence visa to get a mortgage here. A growing number of banks lend to non-residents buying in Dubai and across the UAE, typically up to 50–60% loan-to-value with documents from your home country. Rates are a little higher than resident products and the eligible bank list is shorter — which is exactly where comparing pays off. We match you to the lenders that say yes.
Non-resident finance · indicative · June 2026
up to 60% LTV
Non-residents can typically borrow up to 50–60% of value. We'll confirm your terms and the banks open to you — free.
Non-residents usually need 40–50% down. We confirm the banks open to you and your real terms, free.
Estimated monthly payment
AED 6,501/mo
Loan AED 1,200,000
Why arrange it through Mortgease?
- We know which UAE banks actually lend to non-residents — and match you to them.
- Commission-free — the bank pays us on completion, never you.
- We handle cross-border documents, power of attorney and remote signing.
- Buy off-plan or ready property in Dubai, Abu Dhabi and across the UAE.
Frequently asked questions
Can non-residents really get a UAE mortgage?
Yes. Several UAE banks lend to non-residents buying property here, typically up to 50–60% LTV. The eligible list is shorter than for residents, so matching to the right bank matters.
How much deposit do I need as a non-resident?
Usually 40–50% of the property value, versus 20% for residents. We confirm the exact figure for the banks open to your profile.
What documents do I need from abroad?
Typically your passport, proof of income, bank statements and sometimes a credit report from your home country. We give you a precise checklist upfront.
Can I complete the purchase remotely?
Yes — via power of attorney and remote signing, many non-residents complete without flying in. We coordinate the whole process.