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Equity Release Dubai & UAE

Unlock cash from a property you already own — for investment, renovation or liquidity. Compared across banks, commission-free.

Which service do I need? Switching banks for a better rate → Buyout · Switching and taking cash out → Buyout + Equity · Unlocking cash or refinancing with your own bank → Equity / Refinance · Buying a home → Primary Purchase

Equity release — a cash-out remortgage — lets you borrow against the value your UAE property has already built up, turning equity into usable cash for a new investment, renovation, business or simple liquidity, while you keep the home. Banks typically lend up to 60% of current value, less what you still owe. We compare lenders to get you the most cash at the sharpest rate.

Equity release · indicative · September 2026
up to 60% of value
You can typically release up to 60% of your property's current value, less your outstanding loan. We'll confirm your exact figure — free.

Indicative new payment on the released amount — we confirm your exact figure on a fresh valuation, free.

Estimated new monthly payment
AED 8,127/mo
Loan AED 1,500,000

Why arrange it through Mortgease?

  • We compare cash-out lenders across UAE banks for the most equity at the lowest rate.
  • Commission-free — the bank pays us on completion, never you.
  • Use the cash for anything: a second property, renovation, business or liquidity.
  • One advisor manages valuation, approval and drawdown end to end.

Releasing equity to fund the deposit on another property is the closest thing there is to buying without new savings. What zero down payment really means in Dubai →

Frequently asked questions

How much equity can I release?
Usually up to 60% of your property's current market value, minus your outstanding mortgage balance. A fresh valuation sets the figure — we arrange it.
What can I use the released cash for?
Almost anything — buying another property, renovations, business capital, investments or general liquidity. Most products carry no restriction on use.
Do I need to have paid off my mortgage first?
No. You can release equity even with an existing mortgage — we either top it up or refinance to a new lender for the best overall deal.
Is released equity taxable in the UAE?
The UAE has no personal income tax, so released equity is not taxed locally. Always confirm your own position with a tax adviser for any overseas obligations.

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