Your mortgage, handled — and free for you.
Mortgease is a Dubai-based mortgage brokerage built on one simple idea: getting the right home loan should be effortless, transparent, and cost you nothing. We compare the UAE's leading banks, negotiate your terms, and stay on your case from the first call to the keys in your hand.
Why we exist
The bank works for the bank. We work for you.
Walk into a single bank and you get a single offer — take it or leave it. We do the opposite. As a company that works across the whole market, we put 28 UAE banks in competition for your business, then hand you the sharpest rate, the right structure, and a clear breakdown of every cost.
And here's the part most people don't expect: our advice is 100% commission-free to you. We're paid by the lender on completion, so our only job is finding you the best deal — never selling you one.
Whatever you're financing, we've placed it before.
From a first apartment to a portfolio of investment property, we structure the right mortgage across the full UAE market.
Resident mortgages
For UAE residents and expats buying a home to live in — up to 80% financing, with the market's best fixed and variable rates compared side by side.
Non-resident financing
Buying in Dubai or Abu Dhabi from overseas? We arrange low-documentation, remote-friendly mortgages for non-resident investors — often without a single trip.
Equity release & refinancing
Release the equity in a property you already own, or refinance an existing mortgage onto a lower rate to cut your monthly payment and total cost.
Commercial finance
Offices, retail, warehouses and commercial investment — we connect business owners and investors with lenders who understand the asset.
The difference is in the details.
Free to you
100% commission-free advice. You pay nothing — the bank pays us only when your loan completes.
Whole of market
28 banking partners compared on one platform, so you see the real best rate — not one bank's offer.
24-hour pre-approval
Know exactly what you can borrow — fast. Most clients get an indicative pre-approval within a day.
One advisor, end to end
A single senior advisor owns your case from first call to final transfer — no call centres, no handoffs.
Meet the team.
Seasoned mortgage professionals who treat every client's case as their own. Real people you can call by name.
Principles we don't compromise on.
Transparency
Every rate, fee and government cost laid out in plain numbers before you commit. No surprises at signing.
Your interests first
Commission-free to you, so our recommendation is whatever is genuinely best for your situation — not whatever pays us most.
Expertise
We live in the UAE mortgage market every day — LTV rules, EIBOR, bank policies and the fine print that decides approvals.
Responsiveness
Property moves fast in the UAE. We reply quickly, chase the bank for you, and keep your purchase on track.
Four steps from first call to your keys.
Free consultation
Tell us about the property and your situation. We assess your eligibility and borrowing power — at no cost.
We compare 28 banks
We shop your case across our lending partners and bring you the sharpest rate and structure for your profile.
Pre-approval in 24 hours
We package your file and secure an indicative pre-approval — usually within a day — so you can buy with confidence.
We manage completion
From valuation to final transfer, we handle the paperwork and chase the bank, so your purchase stays on track.