Emirates NBD expands off-plan financing — Sobha, Nakheel, Meraas, Dubai Properties added
ENBD has signed off-plan partnership agreements with Sobha Realty and Dubai Holding Real Estate (Nakheel, Meraas, Dubai Properties), strengthening its position as a preferred banking partner for Dubai off-plan financing.
Recent briefs
39 briefs · April–July 2026RAKBANK: new 3-year fixed from 3.89% — buyout 3.89% for all, AED 3,000 valuation fee refunded
New 3-yr fixed product from 3.89% (Elite STL); 3.89% 3-yr buyout open to all customers with valuation fee refunded; LTV back to 80%/85%, non-resident 60% (Golden Visa 75%).
Mashreq eases high-risk-segment LTV — 70% reinstated for key sectors, 60% for the rest
Interim 60% cap replaced: 70% LTV for aviation, F&B, logistics, oil & gas, trading; 60% for jewelry, real estate, construction, hospitality. Govt-backed, Fortune 500 and CAT A/B exempt.
Mashreq mortgage policy revised — min income reinstated, property caps, non-resident buyout to 50% LTV
Salaried min AED 15,000 / self-employed AED 40,000; variable income capped at 100% of fixed; max 4 properties (>2 reviewed); Dubai & Abu Dhabi; non-resident buyout up to 50% LTV. Rates unchanged.
Mashreq: standard fixed up to 4.49%, premium bar now AED 50K salary / AED 3.5M loan
Standard 2-yr fixed rises 0.24% (salaried 4.49%, self-employed 5.49%); premium qualification tightens sharply. AED 1,050 pre-approval fee waiver runs until 30 July.
DIB extends Q3 pricing — 3.95% 3-yr fixed held, Q3 EIBOR reference drops to 3.63%
DIB holds its 3-year fixed at 3.95% (STL/Nest/buyout) and 4.10% (NSTL/SE) through Q3 2026, with a favourable quarterly EIBOR reset reference of 3.63%.
FAB & ADIB refund valuation + early-settlement fees on buyouts
Both banks are refunding the property valuation fee and the early settlement fee after successful disbursement of buyout loans — cutting the cost of switching banks.
Dubai Islamic Bank: 3.95% fixed for 3 years — no salary transfer required
DIB has announced a 3.95% 3-year fixed rate without salary transfer, plus equity release of up to AED 500,000 paid directly to the customer's account.
Emirates Islamic cuts reversion margin in updated Home Finance pricing
Emirates Islamic has updated Home Finance pricing to 31 August 2026 and cut the variable reversion margin to 3M EIBOR + 1.79% (Salary Transfer); fixed from 3.99%.
CBD reinstates standard LTV limits — April 2026 restrictions withdrawn
Commercial Bank of Dubai has withdrawn its temporary April 2026 LTV restrictions, restoring the pre-April framework — expat first homes under AED 5M back to 80% financing.
United Arab Bank introduces new fixed pricing from 3.89% (1 & 2-year terms)
UAB has introduced new fixed mortgage rates effective immediately — 1- and 2-year fixed pricing starting from 3.89%, with all other fees and charges unchanged.
HSBC waives processing fees and adds up to AED 16,000 cashback for Premier Elite
HSBC has introduced zero processing fees for new and existing Premier Elite clients, with new customers eligible for up to AED 16,000 cashback (USD 1M relationship balance required).
Standard Chartered tightens rate ladder — 3-month up 4 bps, mid-to-long tenors rise 2–6 bps
Standard Chartered raised its EIBOR-linked and SCBLR/SCBMR pricing effective 12 June 2026 — 3-month up 4 bps to 3.75%, 6-month flat, and 24–60 month tenors up 5–6 bps, tightening the curve.
Standard Chartered updates mortgage rate ladder — 3-month up 10 bps, longer tenors ease
Standard Chartered updated its EIBOR-linked and SCBLR/SCBMR pricing effective 4 June 2026 — 3-month rate up 10 bps to 3.73%, while 6-month and 24–60 month tenors eased 4–9 bps, flattening the rate curve.
Emirates Islamic revises Expat Home Finance FTV — airlines reinstated, retail capped at 70%, hospitality & travel suspended
Emirates Islamic has revised its Expat Home Finance FTV by sector: airlines reinstated to standard FTV, malls/shipping/retail capped at 70%, and hospitality, travel, entertainment, rent-a-car and real estate sourcing suspended until further notice.
Mashreq launches Off-Plan Mortgage financing — 50% LTV on under-construction Dubai property
Mashreq has launched Off-Plan Mortgage financing for UAE residents — up to 50% LTV, AED 10M max loan, min salary AED 40k salaried / AED 50k self-employed, pre-approved for Emaar, Dubai Holding and Aldar projects with 35%+ construction.
Mashreq extends mortgage pricing to 30 June 2026 — AED 1,050 fee waiver continues, Neo Plus valuation refund discontinued
Mashreq has extended its mortgage pricing promotion and AED 1,050 pre-approval fee waiver through 30 June 2026, while discontinuing the Neo Plus valuation-fee refund — enrolled customers must complete by 10 July 2026 to keep it.
Ajman Bank revises Home Finance pricing again — STL up 5–30 bps effective 15 May 2026
Ajman Bank has revised its STL pricing for the second time this month — fixed-2yr rates moved up 5–30 bps across all FTV bands. Sub-51% FTV now at 4.09% (was 3.99%); 71–85% FTV now at 4.70% (was 4.40%). Reverting spreads unchanged.
Emirates NBD extends May 2026 pricing — PRB tagging, NIL PF restrictions, FTH valuation refund
ENBD has extended its April Home Loan pricing through May 2026 unchanged, alongside reiterating key policies — PRB segment tagging required pre-login, NIL processing fee now restricted to Abu Dhabi and variable cases, 1% PF on cash-out and top-ups, refundable valuation for First-Time Home buyers.
Ajman Bank revises Home Finance pricing — STL from 3.99% on FTV-based grid effective 1 May 2026 (superseded 15 May)
Ajman Bank rolled out a revised Home Finance pricing grid effective 1 May 2026 — STL fixed-2yr from 3.99% (sub-50% FTV) to 4.40% (71-85% FTV), 3 years of bank-borne life Takaful, nil STL processing fee, +1% surcharges for land financing and restricted industries. Note: rates revised again on 15 May 2026 — see latest brief.
Arab Bank Jebel Ali Village handover financing — STL from 3.78%, NSTL from 3.95%, zero processing fees
Arab Bank has introduced exclusive Dubai Holding Real Estate tie-up pricing for Jebel Ali Village handover buyers — Salaried STL from 3.78%, free valuation, zero processing fees, 25% overpayment without charge.
Mashreq extends May mortgage pricing — 0.25% rate increase on sub-AED 1M salaried loans, Neo Plus fee refund discontinuing
Mashreq Bank has extended its mortgage pricing through 31 May 2026 with key revisions: 0.25% fixed-rate increase on salaried loans under AED 1M, Neo Plus valuation-fee refund being phased out from 10 May, AED 1,050 pre-approval fee waiver continues.
DIB tightens industry-category policy: hospitality and travel paused; airline FTV capped at 70% (Emirates Airlines exempted)
Dubai Islamic Bank has revised its industry-segmentation policy — pausing approvals for Hotel, Travel & Tourism sectors; capping airline FTV at 70%; raising income thresholds for general industries. Emirates Airlines staff get preferential treatment.
DIB launches Jebel Ali Village handover financing — 3.95% 3-year fixed under Dubai Holding tie-up
Dubai Islamic Bank has introduced exclusive pricing for Dubai Holding Real Estate Jebel Ali Village buyers at handover — 3-year fixed at 3.95%, 1% follow-on margin, nil processing fees for STL, one year free property Takaful.
RAKBANK refreshes mortgage pricing — 3.99% buyout, Elite STL fixed for 2 years; new rates effective 29 April
RAKBANK has published new mortgage rates effective 29 April to 31 July 2026 — including a 3.99% 2-year fixed buyout promotion across all segments, plus refreshed Salaried, Self-Employed, and Non-Resident pricing.
Emirates NBD expands off-plan financing — Sobha Realty, Nakheel, Meraas added to developer panel
Emirates NBD has signed off-plan lending partnerships with Sobha Realty and Dubai Holding Real Estate (covering Nakheel, Meraas, Dubai Properties), pre-aligning the NOC process for buyers. Here is what it means.
DIB Frontline Heroes home finance — nil due diligence, valuation, and early-settlement fees till 30 June 2026
Dubai Islamic Bank has launched a dedicated home-finance campaign for UAE Frontline Heroes — police, military, healthcare, and other essential-service personnel. Valid until 30 June 2026.
EIB tightens FTV for expat financing — 70% cap for select sectors, freeze on unpaid leave
EIB has revised its Finance-To-Value cap for expat applicants in specific sectors to 70%, and paused approvals for anyone currently on unpaid leave. Here is who is affected and what to do.
CBD revises LTV framework — what residents, expats, and non-residents need to know
Commercial Bank of Dubai has updated LTV limits for residents, expats and non-residents from 13 April 2026, with land financing now suspended. Here is the practical impact.
Emirates NBD overhauls April mortgage pricing — 5-year fixed discontinued, processing fees return
ENBD has overhauled its April mortgage grid — 5-year fixed gone, processing fees restored on most cases, equity release pricing reset, and STL eased for long-term ENBD customers.
ADIB launches 3.99% fixed buyout rate for Q2 2026 — valuation and early-settlement fees waived
ADIB has launched a 3.99% fixed buyout product through Q2 2026 with valuation and early-settlement fee refunds. Here is who qualifies and the catch to watch for.
ADIB introduces appointment-only process for Ajman Land Department transactions
ADIB customers must now book Ajman Land Department appointments in advance. Sales must receive the confirmation before the visit, and 10:15 AM is the daily cut-off.
RAKBANK cuts mortgage rates to 3.99% — zero processing fees for salaried buyers
RAKBANK launches 3.99% fixed rates effective 8 April with zero processing fees for salaried customers. Self-employed pricing and Low-Doc programme attract different fee structures.
Standard Chartered repositions mortgage range — 4.29% fixed, 75-year maturity, 50% offset
Standard Chartered has revised its mortgage range from 6 April with 4.29% fixed pricing, optional life insurance, 75-year maturity, and an enhanced 50% offset limit on its Mortgage One Account.
FAB revises LTV limits — transition rules for in-progress applications
FAB has revised its LTV limits effective 1 April. Applications with valuation fees paid before 31 March 2026 or unexpired final sanctions will continue under previous policy if disbursed by 25 April.
Arab Bank extends Ramadan mortgage campaign through 30 April 2026
Arab Bank has extended its Ramadan mortgage campaign through 30 April 2026, giving borrowers an additional window to access seasonal offers.
DIB holds Profit Rate steady through Q2 2026
Dubai Islamic Bank will continue with its existing Profit Rate through Q2 2026 — useful predictability for borrowers planning Sharia-compliant financing.
EIB extends Home Finance pricing through 31 May 2026
Emirates Islamic Bank has extended its current Home Finance pricing through 31 May 2026 — giving borrowers two more months of visibility on Sharia-compliant terms.
Mashreq overhauls mortgage policy — non-resident LTV, income, eligibility tightened
Mashreq has revised its mortgage policy effective immediately, with changes spanning LTV, loan caps, minimum income, self-employed eligibility, high-risk borrower criteria, and seller buyout rules.
Mashreq extends mortgage pricing promotion through April 2026 — pre-approval fees waived
Mashreq has extended its mortgage pricing promotion through April with the AED 1,050 pre-approval fee waived, new part-payment ESF rules, and a 100bps uplift where rental income exceeds salary.