DIB launches Jebel Ali Village handover financing — 3.95% 3-year fixed under Dubai Holding tie-up

Dubai Islamic Bank (DIB) has introduced exclusive pricing for buyers of Jebel Ali Village by Dubai Holding Real Estate at the handover stage — a 3-year fixed at 3.95% with a 1% follow-on margin, nil processing fees for salary-transfer customers, and one year of free property Takaful.

Headline pricing & structure

• Fixed Rate: 3-year fixed at 3.95% (applicable for both Salary Transfer and Non-Salary Transfer segments)
• Follow-on (after 3 years): 1% + 3-month EIBOR
• Minimum floor rate: 1%
• Bank processing fees: Nil for STL; 50% discounted for NSTL
• Overpayment: Not offered under this promotion

Insurance and valuation costs

Bulk valuation: Available at no charge subject to business commitment, 100% completion, and BCC/sample HON availability.

Eligibility

This rate and terms are exclusively available to buyers under the Dubai Holding promotion for Dubai Holding Real Estate — Jebel Ali Village at the handover stage. Outside of this developer tie-up, DIB’s standard pricing applies.

What it means for buyers

If you’re a Jebel Ali Village buyer reaching handover, this is a strong proposition:

• 3.95% fixed for 3 years is competitive with the best Salaried Salary Transfer rates in the wider market right now.
• The nil processing fee for STL alone saves AED 5,000-15,000 depending on loan size.
• The 1% follow-on margin is the lowest variable margin we’re seeing on any DIB product right now — well below DIB’s standard 1.6% margin for similar profiles.

Worth comparing this against Arab Bank’s parallel Jebel Ali Village offer (linked below) to see which structure suits your salary transfer status and tenor preference.