United Arab Bank introduces new fixed mortgage pricing from 3.89% for 1 & 2-year terms (24 June 2026)

United Arab Bank (UAB) has introduced new fixed mortgage pricing, effective immediately — fixed rates for 1- and 2-year terms starting from 3.89%. All other fees and charges remain unchanged.

What’s changed

• New fixed pricing for 1- and 2-year terms, from 3.89%.
• Effective immediately.
• All other fees and charges remain unchanged.

What it means for borrowers

• Competitive short-term fixed: a 1- or 2-year fixed from 3.89% sits among the sharper short-term fixed rates in the market right now — useful for borrowers who want certainty for the near term before reviewing.
• Mind the follow-on rate: short fixed terms revert sooner, so the rate after the fixed period matters as much as the headline. We model the all-in cost across the full term before you commit.

If a short-term fixed suits your plans, we can confirm UAB’s current pricing and compare it against 14 banks, free.