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Dubai Islamic Bank Mortgage in the UAE

Dubai Islamic Bank home loan rates, eligibility & calculator — compared against all the banks, commission-free.

Dubai Islamic Bank (DIB) is the world's first full-service Islamic bank and a leader in Sharia-compliant home finance (Ijara). If you want Islamic financing, DIB is a natural shortlist candidate — but profit rates and terms vary, so it's worth comparing DIB against other Islamic and conventional options.

Dubai Islamic Bank rates · indicative · June 2026
from ~3.75% p.a.
Your exact rate depends on your profile and the property. We'll confirm Dubai Islamic Bank's current best rate for you — free.

Indicative rate — we confirm Dubai Islamic Bank's current best rate for your profile, free.

Estimated monthly payment
AED 9,490/mo
Loan AED 1,600,000

Why get your Dubai Islamic Bank mortgage through Mortgease?

  • We compare Dubai Islamic Bank against all the other UAE banks — so you only take it if it's genuinely your best deal.
  • Commission-free to you — the bank pays us on completion, never you.
  • One senior advisor handles your file end to end, with a pre-approval often within 24 hours.

Dubai Islamic Bank mortgage FAQs

Is Dubai Islamic Bank home finance Sharia-compliant?
Yes — DIB offers fully Sharia-compliant home finance (typically Ijara), structured as profit rather than interest. We compare DIB against other Islamic and conventional lenders for you.
What are DIB's home finance rates?
DIB profit rates are indicatively from around 3.75% p.a. equivalent in 2026, varying by product and profile. We confirm DIB's current best rate for you, free.
Can expats and non-residents get DIB home finance?
Yes — DIB finances UAE residents, expats and, on selected products, non-residents.
How do I apply for DIB home finance?
Through Mortgease — we prepare your application, compare DIB against all the other banks, and handle it to completion, free.

Dubai Islamic Bank guides: Mortgage calculator →  ·  Mortgage buyout →  ·  Self-employed mortgage →

Full mortgage calculator →  ·  Check your eligibility →  ·  All banks →

Compare with other UAE banks

Emirates NBD mortgage → FAB mortgage → HSBC mortgage → Mashreq mortgage → RAKBANK mortgage → All 12 bank guides →

Not sure which bank fits your profile? See current UAE mortgage rates, check your eligibility, work out your DBR or estimate your monthly payment — then we compare all of them for you, free.