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RAKBANK Mortgage in the UAE

RAKBANK home loan rates, eligibility & calculator — compared against all the banks, commission-free.

RAKBANK (National Bank of Ras Al Khaimah) offers home loans for UAE residents and is well known for considering self-employed and small-business borrowers that some banks find harder to place. It has fixed and variable options — whether RAKBANK is your best fit depends on your profile, so we compare it against all the other banks.

RAKBANK rates · indicative · June 2026
from ~3.89% p.a.
Your exact rate depends on your profile and the property. We'll confirm RAKBANK's current best rate for you — free.

Indicative rate — we confirm RAKBANK's current best rate for your profile, free.

Estimated monthly payment
AED 9,490/mo
Loan AED 1,600,000

Why get your RAKBANK mortgage through Mortgease?

  • We compare RAKBANK against all the other UAE banks — so you only take it if it's genuinely your best deal.
  • Commission-free to you — the bank pays us on completion, never you.
  • One senior advisor handles your file end to end, with a pre-approval often within 24 hours.

RAKBANK mortgage FAQs

What are RAKBANK's mortgage rates?
RAKBANK rates are indicatively from around 3.89% p.a. (verified July 2026), varying by product and profile. We confirm RAKBANK's current best rate for you, free.
Is RAKBANK good for self-employed borrowers?
RAKBANK is often more flexible with self-employed and SME applicants than some larger banks. We position your file with the lenders most likely to approve it.
Can expats get a RAKBANK mortgage?
Yes — RAKBANK lends to UAE residents and expats. We'll confirm the right product for your residency and income.
How do I apply for a RAKBANK mortgage?
Through Mortgease — we prepare your file, compare RAKBANK against all the other banks, and handle it to completion, free.

RAKBANK guides: Mortgage calculator →  ·  Mortgage buyout →  ·  Self-employed mortgage →

Full mortgage calculator →  ·  Check your eligibility →  ·  All banks →

Compare with other UAE banks

Standard Chartered mortgage → ADCB mortgage → ADIB mortgage → CBD mortgage → Dubai Islamic Bank mortgage → All 12 bank guides →

Not sure which bank fits your profile? See current UAE mortgage rates, check your eligibility, work out your DBR or estimate your monthly payment — then we compare all of them for you, free.