Get in touch
Home UAE Mortgage Rates Mortgage Calculator Eligibility Calculator DBR Calculator Banks Projects Guides Blog Bank Updates FAQs About Get in touch

ADIB Mortgage in the UAE

ADIB home loan rates, eligibility & calculator — compared against all the banks, commission-free.

Abu Dhabi Islamic Bank (ADIB) is a leading Islamic bank offering Sharia-compliant home finance (Ijara and Murabaha structures) for residents and expats. If you want Islamic financing, ADIB is a strong shortlist option — but profit rates vary, so it's worth comparing ADIB against other Islamic and conventional lenders.

ADIB rates · indicative · June 2026
from ~3.75% p.a.
Your exact rate depends on your profile and the property. We'll confirm ADIB's current best rate for you — free.

Indicative rate — we confirm ADIB's current best rate for your profile, free.

Estimated monthly payment
AED 9,490/mo
Loan AED 1,600,000

Why get your ADIB mortgage through Mortgease?

  • We compare ADIB against all the other UAE banks — so you only take it if it's genuinely your best deal.
  • Commission-free to you — the bank pays us on completion, never you.
  • One senior advisor handles your file end to end, with a pre-approval often within 24 hours.

ADIB mortgage FAQs

Is ADIB home finance Sharia-compliant?
Yes — ADIB is a fully Islamic bank; its home finance is Sharia-compliant, structured as profit rather than interest. We compare ADIB against other Islamic and conventional options for you.
What are ADIB's home finance rates?
ADIB profit rates are indicatively from around 3.75% p.a. equivalent in 2026, varying by product and profile. We confirm ADIB's current best rate for you, free.
Can expats get ADIB home finance?
Yes — ADIB offers home finance to UAE residents and expats. We'll confirm the right product for your profile.
How do I apply for ADIB home finance?
Through Mortgease — we package your file, compare ADIB against all the other banks, and manage it to completion, free.

ADIB guides: Mortgage calculator →  ·  Mortgage buyout →  ·  Self-employed mortgage →

Full mortgage calculator →  ·  Check your eligibility →  ·  All banks →

Compare with other UAE banks

CBD mortgage → Dubai Islamic Bank mortgage → Emirates NBD mortgage → FAB mortgage → HSBC mortgage → All 12 bank guides →

Not sure which bank fits your profile? See current UAE mortgage rates, check your eligibility, work out your DBR or estimate your monthly payment — then we compare all of them for you, free.