FAB Mortgage in the UAE
FAB home loan rates, eligibility & calculator — with 14-bank guide coverage and no client brokerage fee.
First Abu Dhabi Bank (FAB) is the UAE's largest bank, well suited to larger loan sizes and prime, high-value purchases. It offers competitive fixed and variable mortgages for residents and non-residents. On big loans especially, a small rate difference is a large sum — so it's worth comparing FAB against the rest of the market.
Indicative rate — we confirm FAB's current indicative rate for your profile, free.
Why get your FAB mortgage through Mortgease?
- We compare FAB against relevant routes within our 14-bank coverage — so you only take it if it's a suitable fit for your profile.
- with no client brokerage fee to you — a lender may pay Mortg Ease a commission on completion; bank and third-party charges can still apply.
- One senior advisor handles your file end to end, with a bank pre-approval often takes 2–5 working days once documents are complete.
FAB mortgage policy updates
What actually changed at FAB, and when. These are written up from the broker circulars we receive, not from the bank’s public pages — so they cover the criteria changes that never get announced.
- FAB withdraws temporary LTV restrictions — standard mortgage policy reinstated
21 July 2026 — First Abu Dhabi Bank (FAB) has withdrawn the temporary policy restrictions it had introduced, with immediate effect. Standard LTV policy now applies with no restricted segments, and… - FAB and ADIB refund valuation and early-settlement fees on buyout loans (2 July 2026)
2 July 2026 — First Abu Dhabi Bank (FAB) and ADIB are offering buyout customers a refund of the property valuation fee AND the early settlement fee after successful disbursement of the mortgage —… - FAB revises LTV limits — transition rules for in-progress applications
3 April 2026 — First Abu Dhabi Bank (FAB) has revised its LTV limits with effect from 1 April 2026. The headline change matters — but the transition rules matter more if you are mid-application.
All UAE mortgage policy updates →
FAB mortgage FAQs
What are FAB's mortgage rates?
Is FAB good for large or high-value mortgages?
Can non-residents get a FAB mortgage?
How do I apply for a FAB mortgage?
FAB guides: Mortgage calculator → · Mortgage buyout → · Self-employed mortgage →
Full mortgage calculator → · Check your eligibility → · All bank guides →
Compare with other UAE banks
Not sure which bank fits your profile? See current UAE mortgage rates, check your eligibility, work out your DBR or estimate your monthly payment — then we review relevant lender routes with no client brokerage fee.