Commercial Bank of Dubai Mortgage in the UAE
Commercial Bank of Dubai home loan rates, eligibility & calculator — with 14-bank guide coverage and no client brokerage fee.
Commercial Bank of Dubai (CBD) offers competitive home loans for UAE residents and expats with a straightforward, relationship-led process and both fixed and variable options. Whether CBD is your best fit depends on your profile, so we compare it against relevant routes within our 14-bank coverage.
Indicative rate — we confirm Commercial Bank of Dubai's current indicative rate for your profile, free.
Why get your Commercial Bank of Dubai mortgage through Mortgease?
- We compare Commercial Bank of Dubai against relevant routes within our 14-bank coverage — so you only take it if it's a suitable fit for your profile.
- with no client brokerage fee to you — a lender may pay Mortg Ease a commission on completion; bank and third-party charges can still apply.
- One senior advisor handles your file end to end, with a bank pre-approval often takes 2–5 working days once documents are complete.
Commercial Bank of Dubai mortgage policy updates
What actually changed at Commercial Bank of Dubai, and when. These are written up from the broker circulars we receive, not from the bank’s public pages — so they cover the criteria changes that never get announced.
- CBD repricing lands 24 August — salary-transfer 3-year fixed at 3.99%, self-employed cut to 4.64%
21 August 2026 — Commercial Bank of Dubai has issued a revised mortgage grid for applications submitted from 24 August 2026 to 30 September. Salary transfer 3-year fixed holds at 3.99%, non-salary transfer… - CBD reinstates standard LTV limits — April 2026 restrictions withdrawn
1 July 2026 — Commercial Bank of Dubai (CBD) has withdrawn the temporary LTV restrictions it introduced in April 2026, with immediate effect. All mortgage applications now return to the standard… - CBD revises LTV framework — what residents, expats, and non-residents need to know
10 April 2026 — Commercial Bank of Dubai (CBD) has overhauled its LTV framework, effective 13 April 2026. UAE national LTVs are unchanged, but expats and non-residents see new ceilings — and land financing…
All UAE mortgage policy updates →
Commercial Bank of Dubai mortgage FAQs
What are CBD's mortgage rates?
Can expats get a CBD mortgage?
Does CBD offer Islamic home finance?
How do I apply for a CBD mortgage?
CBD guides: Mortgage calculator → · Mortgage buyout → · Self-employed mortgage →
Full mortgage calculator → · Check your eligibility → · All bank guides →
Compare with other UAE banks
Not sure which bank fits your profile? See current UAE mortgage rates, check your eligibility, work out your DBR or estimate your monthly payment — then we review relevant lender routes with no client brokerage fee.