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Emirates NBD Mortgage in the UAE

Emirates NBD home loan rates, eligibility & calculator — compared against all the banks, commission-free.

Emirates NBD is one of the UAE's largest banking groups, offering a broad range of home loans for residents, expats and non-residents — fixed and variable, with and without salary transfer. It's a popular choice for its product range and branch reach, but its headline rate isn't always the market's best, which is exactly why comparing it matters.

Emirates NBD rates · indicative · June 2026
from ~3.75% p.a.
Your exact rate depends on your profile and the property. We'll confirm Emirates NBD's current best rate for you — free.

Indicative rate — we confirm Emirates NBD's current best rate for your profile, free.

Estimated monthly payment
AED 9,490/mo
Loan AED 1,600,000

Why get your Emirates NBD mortgage through Mortgease?

  • We compare Emirates NBD against all the other UAE banks — so you only take it if it's genuinely your best deal.
  • Commission-free to you — the bank pays us on completion, never you.
  • One senior advisor handles your file end to end, with a pre-approval often within 24 hours.

Emirates NBD mortgage FAQs

What are Emirates NBD's mortgage rates?
Emirates NBD rates are indicatively from around 3.75% p.a. in 2026, varying by fixed vs variable, your profile and the property. We confirm their current best rate for you, free.
Can expats and non-residents get an Emirates NBD mortgage?
Yes — Emirates NBD lends to UAE residents, expats and, on selected products, non-residents. The right product depends on your residency and income.
Does Emirates NBD offer Islamic home finance?
Yes — Sharia-compliant home finance is available through Emirates Islamic. We compare both conventional and Islamic options for you.
How do I apply for an Emirates NBD mortgage?
The simplest way is through Mortgease: we package your file, compare Emirates NBD against all the other banks, and manage it to completion — at no cost to you.

Emirates NBD guides: Mortgage calculator →  ·  Mortgage buyout →  ·  Self-employed mortgage →

Full mortgage calculator →  ·  Check your eligibility →  ·  All banks →

Compare with other UAE banks

FAB mortgage → HSBC mortgage → Mashreq mortgage → RAKBANK mortgage → Standard Chartered mortgage → All 12 bank guides →

Not sure which bank fits your profile? See current UAE mortgage rates, check your eligibility, work out your DBR or estimate your monthly payment — then we compare all of them for you, free.