Emirates NBD Mortgage in the UAE
Emirates NBD home loan rates, eligibility & calculator — compared against 28 banks, commission-free.
Emirates NBD is one of the UAE's largest banking groups, offering a broad range of home loans for residents, expats and non-residents — fixed and variable, with and without salary transfer. It's a popular choice for its product range and branch reach, but its headline rate isn't always the market's best, which is exactly why comparing it matters.
Emirates NBD rates · indicative · June 2026
from ~3.75% p.a.
Your exact rate depends on your profile and the property. We'll confirm Emirates NBD's current best rate for you — free.
Indicative rate — we confirm Emirates NBD's current best rate for your profile, free.
Estimated monthly payment
AED 9,490/mo
Loan AED 1,600,000
Why get your Emirates NBD mortgage through Mortgease?
- We compare Emirates NBD against 27 other UAE banks — so you only take it if it's genuinely your best deal.
- Commission-free to you — the bank pays us on completion, never you.
- One senior advisor handles your file end to end, with a pre-approval often within 24 hours.
Emirates NBD mortgage FAQs
What are Emirates NBD's mortgage rates?
Emirates NBD rates are indicatively from around 3.75% p.a. in 2026, varying by fixed vs variable, your profile and the property. We confirm their current best rate for you, free.
Can expats and non-residents get an Emirates NBD mortgage?
Yes — Emirates NBD lends to UAE residents, expats and, on selected products, non-residents. The right product depends on your residency and income.
Does Emirates NBD offer Islamic home finance?
Yes — Sharia-compliant home finance is available through Emirates Islamic. We compare both conventional and Islamic options for you.
How do I apply for an Emirates NBD mortgage?
The simplest way is through Mortgease: we package your file, compare Emirates NBD against 27 other banks, and manage it to completion — at no cost to you.
Full mortgage calculator → · Check your eligibility → · All banks →