What is the maximum age for a UAE mortgage?
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Answer: The loan must generally finish by age 65 for salaried borrowers and 70 for the self-employed. Applying at 45 as an employee, for example, caps the term at about 20 years — which raises the monthly payment.
A shorter maximum term reduces borrowing capacity under the 50% DBR, so older applicants sometimes qualify for less than expected. Joint applications with a younger co-borrower can restore the longer term.
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