What is the minimum salary for a mortgage in the UAE?
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Short answer below, then the detail — and if you want it applied to your own numbers, the calculator and a free advisor check are right here.
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Answer: Across the banks in our verified partner set, the standard minimum is AED 15,000 per month for salaried applicants. What matters just as much is the 50% debt burden ratio — your total instalments, including the new mortgage, must stay within half your income.
Some products and profiles are assessed case-by-case around that line — joint incomes, allowances and banking relationships all move the needle. If you're near the threshold, a broker placing the file with the right bank is the difference between a yes and a no.
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