What documents do I need for a UAE mortgage?
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Short answer below, then the detail — and if you want it applied to your own numbers, the calculator and a free advisor check are right here.
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Answer: Salaried: passport, Emirates ID, visa, salary certificate, 3–6 months of payslips and bank statements. Self-employed: trade licence (typically 2+ years), company documents, audited financials and/or 6–12 months of statements.
Banks also pull your AECB credit report. The full, bank-by-bank list is in our document checklist — we pre-check your file before any bank sees it.
How Mortgease helps
- We confirm how this applies to your profile across 15+ UAE banks — free, commission-free.
- Verified pricing, not poster rates: see the live rate table and the UAE Rate Index.
- Pre-approval typically within 24 hours.
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