What documents do I need for a UAE mortgage?
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Answer: Salaried: passport, Emirates ID, visa, salary certificate, 3–6 months of payslips and bank statements. Self-employed: trade licence (typically 2+ years), company documents, audited financials and/or 6–12 months of statements.
Whether and when a lender authorises an AECB inquiry depends on the bank and application stage. Use the profile-specific pre-approval guide for resident, UAE-national, self-employed and non-resident requirements, or download the free two-page checklist. Mortgease can review the preparation file before a lender submission.
How Mortgease helps
- We confirm how this applies to your profile across 14 UAE banks — free, commission-free.
- Verified pricing, not poster rates: see the live rate table and the UAE Rate Index.
- Bank pre-approval typically takes 2–5 working days.
Related questions
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