Can I get a mortgage on an off-plan property?
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Answer: Yes, but differently: banks that finance off-plan typically cap it around 50% LTV on approved projects. Most buyers instead follow the developer's payment plan during construction and take a mortgage at handover.
The handover mortgage is where the real financing decision happens — see handover payment financing and our project pages. We confirm which banks lend on your specific project, free.
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- Verified pricing, not poster rates: see the live rate table and the UAE Rate Index.
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