Arab Bank Mortgage in the UAE
Arab Bank home loan rates, eligibility & calculator — with 14-bank guide coverage and no client brokerage fee.
Arab Bank’s short-term fixed rates revert to 6-month EIBOR: a 2-year fixed from 3.99% for salary-transfer applicants, reverting to 6-month EIBOR + 1.89% with a 3.24% floor. The 6-month reversion tenor is unusual and matters to your long-term cost, which is exactly the kind of detail we review across the relevant routes we compare for you. Its October 2026 pricing also requires a credit card to be taken with salary-transfer, non-salary-transfer and self-employed loans.
Indicative rate — we confirm Arab Bank's current indicative rate for your profile, free.
Why get your Arab Bank mortgage through Mortgease?
- We compare Arab Bank against relevant routes within our 14-bank coverage — so you only take it if it's a suitable fit for your profile.
- with no client brokerage fee to you — a lender may pay Mortg Ease a commission on completion; bank and third-party charges can still apply.
- One senior advisor handles your file end to end, with a bank pre-approval often takes 2–5 working days once documents are complete.
Arab Bank mortgage policy updates
What actually changed at Arab Bank, and when. These are written up from the broker circulars we receive, not from the bank’s public pages — so they cover the criteria changes that never get announced.
- Arab Bank October 2026 pricing: salary transfer from 3.99%, credit card required
5 October 2026: For cases submitted from 4 October 2026: salary transfer from 3.99%, no salary transfer from 4.15% and self-employed from 4.89% two-year fixed, then 6-month EIBOR plus a margin with a floor. A credit card must be taken with salary-transfer, non-salary-transfer and self-employed loans; pure equity release adds 0.50%. - Arab Bank Jebel Ali Village handover financing — STL from 3.78%, NSTL from 3.95%, zero processing fees
11 May 2026 — Arab Bank has introduced exclusive pricing under its Developer Tie-Up Partnership with Dubai Holding Real Estate for buyers of Jebel Ali Village at the handover stage — Salaried STL from… - Arab Bank extends Ramadan mortgage campaign through 30 April 2026
2 April 2026 — Arab Bank has confirmed an extension of its Ramadan mortgage campaign through 30 April 2026. If you were considering an application but missed the original window, this gives you another…
All UAE mortgage policy updates →
Arab Bank mortgage FAQs
What are Arab Bank's mortgage rates?
Is Arab Bank good for self-employed borrowers?
Can expats get a Arab Bank mortgage?
How do I apply for a Arab Bank mortgage?
Arab Bank guides: Mortgage calculator → · Mortgage buyout → · Self-employed mortgage →
Full mortgage calculator → · Check your eligibility → · All bank guides →
Compare with other UAE banks
Not sure which bank fits your profile? See current UAE mortgage rates, check your eligibility, work out your DBR or estimate your monthly payment — then we review relevant lender routes with no client brokerage fee.