Arab Bank Mortgage UAE — Rates, Eligibility & Calculator

Arab Bank runs one of the sharpest short-term fixed offers in the UAE — a 2-year fixed from 3.78% for salary-transfer applicants, reverting to 1.99% + 6-month EIBOR. The 6-month reversion tenor is unusual and matters to your long-term cost, which is exactly the kind of detail we review across relevant routes within our 14-bank coverage.

Arab Bank rates · indicative · August 2026

from ~3.78% p.a.

Your exact rate depends on your profile and the property. We'll confirm Arab Bank's current indicative rate for you — free.

Property value AED 2,000,000

Down payment 20% · AED 400,000

Loan term 25 years

Interest rate 3.78% p.a.

Indicative rate — we confirm Arab Bank's current indicative rate for your profile, free.

Estimated monthly payment

AED 9,490/mo

Loan AED 1,600,000

Why get your Arab Bank mortgage through Mortgease?

We compare Arab Bank against relevant routes within our 14-bank coverage — so you only take it if it's a suitable fit for your profile.
with no client brokerage fee to you — a lender may pay Mortg Ease a commission on completion; bank and third-party charges can still apply.
One senior advisor handles your file end to end, with a bank pre-approval often takes 2–5 working days once documents are complete.

Arab Bank mortgage policy updates

What actually changed at Arab Bank, and when. These are written up from the broker circulars we receive, not from the bank’s public pages — so they cover the criteria changes that never get announced.

Arab Bank Jebel Ali Village handover financing — STL from 3.78%, NSTL from 3.95%, zero processing fees
11 May 2026 — Arab Bank has introduced exclusive pricing under its Developer Tie-Up Partnership with Dubai Holding Real Estate for buyers of Jebel Ali Village at the handover stage — Salaried STL from…
Arab Bank extends Ramadan mortgage campaign through 30 April 2026
2 April 2026 — Arab Bank has confirmed an extension of its Ramadan mortgage campaign through 30 April 2026. If you were considering an application but missed the original window, this gives you another…

All UAE mortgage policy updates →

Arab Bank mortgage FAQs

What are Arab Bank's mortgage rates?

Arab Bank rates are indicatively from around 3.75% p.a. in 2026, varying by product and profile. We confirm Arab Bank's current indicative rate for you, free.

Is Arab Bank good for self-employed borrowers?

Arab Bank is often more flexible with self-employed and SME applicants than some larger banks. We position your file with the lenders most likely to approve it.

Can expats get a Arab Bank mortgage?

Yes — Arab Bank lends to UAE residents and expats. We'll confirm the right product for your residency and income.

How do I apply for a Arab Bank mortgage?

Through Mortgease — we prepare your file, compare Arab Bank against relevant routes within our 14-bank coverage, and handle it to completion, free.

Arab Bank guides: Mortgage calculator → · Mortgage buyout → · Self-employed mortgage →

Full mortgage calculator → · Check your eligibility → · All banks →

Free · No obligation

Let's review your mortgage options

Share a few details and a senior advisor will review your profile and relevant lender routes. Eligibility, pricing and approval remain subject to each bank.

Compare with other UAE banks

Standard Chartered mortgage → RAKBANK mortgage → ADIB mortgage → CBD mortgage → Dubai Islamic Bank mortgage → All 14 bank guides →

Not sure which bank fits your profile? See current UAE mortgage rates, check your eligibility, work out your DBR or estimate your monthly payment — then we review relevant lender routes with no client brokerage fee.