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United Arab Bank Mortgage in the UAE

United Arab Bank home loan rates, eligibility & calculator — with 14-bank guide coverage and no client brokerage fee.

United Arab Bank has been pricing aggressively in 2026 — its 2-year fixed from 3.99% applies to salary-transfer and non-salary-transfer applicants alike, which is rare, with a 1.89% + 3-month EIBOR follow-on. Whether UAB beats the market for your case depends on your profile — we review it within our 14-bank coverage with no client brokerage fee.

United Arab Bank rates · indicative · August 2026
from ~3.89% p.a.
Your exact rate depends on your profile and the property. We'll confirm United Arab Bank's current indicative rate for you — free.

Indicative rate — we confirm United Arab Bank's current indicative rate for your profile, free.

Estimated monthly payment
AED 9,490/mo
Loan AED 1,600,000

Why get your United Arab Bank mortgage through Mortgease?

  • We compare United Arab Bank against relevant routes within our 14-bank coverage — so you only take it if it's a suitable fit for your profile.
  • with no client brokerage fee to you — a lender may pay Mortg Ease a commission on completion; bank and third-party charges can still apply.
  • One senior advisor handles your file end to end, with a bank pre-approval often takes 2–5 working days once documents are complete.

United Arab Bank mortgage policy updates

What actually changed at United Arab Bank, and when. These are written up from the broker circulars we receive, not from the bank’s public pages — so they cover the criteria changes that never get announced.

All UAE mortgage policy updates →

United Arab Bank mortgage FAQs

What are United Arab Bank's mortgage rates?
United Arab Bank rates are indicatively from around 3.75% p.a. in 2026, varying by product and profile. We confirm United Arab Bank's current indicative rate for you, free.
Is United Arab Bank good for self-employed borrowers?
United Arab Bank is often more flexible with self-employed and SME applicants than some larger banks. We position your file with the lenders most likely to approve it.
Can expats get a United Arab Bank mortgage?
Yes — United Arab Bank lends to UAE residents and expats. We'll confirm the right product for your residency and income.
How do I apply for a United Arab Bank mortgage?
Through Mortgease — we prepare your file, compare United Arab Bank against relevant routes within our 14-bank coverage, and handle it to completion, free.

United Arab Bank guides: Mortgage calculator →  ·  Mortgage buyout →  ·  Self-employed mortgage →

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