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United Arab Bank Mortgage in the UAE

United Arab Bank home loan rates, eligibility & calculator — compared against all the banks, commission-free.

United Arab Bank has been pricing aggressively in 2026 — its 2-year fixed from 3.99% applies to salary-transfer and non-salary-transfer applicants alike, which is rare, with a 1.89% + 3-month EIBOR follow-on. Whether UAB beats the market for your case depends on your profile — we check it against all the banks, free.

United Arab Bank rates · indicative · July 2026
from ~3.99% p.a.
Your exact rate depends on your profile and the property. We'll confirm United Arab Bank's current best rate for you — free.

Indicative rate — we confirm United Arab Bank's current best rate for your profile, free.

Estimated monthly payment
AED 9,490/mo
Loan AED 1,600,000

Why get your United Arab Bank mortgage through Mortgease?

  • We compare United Arab Bank against all the other UAE banks — so you only take it if it's genuinely your best deal.
  • Commission-free to you — the bank pays us on completion, never you.
  • One senior advisor handles your file end to end, with a pre-approval often within 24 hours.

United Arab Bank mortgage FAQs

What are United Arab Bank's mortgage rates?
United Arab Bank rates are indicatively from around 3.75% p.a. in 2026, varying by product and profile. We confirm United Arab Bank's current best rate for you, free.
Is United Arab Bank good for self-employed borrowers?
United Arab Bank is often more flexible with self-employed and SME applicants than some larger banks. We position your file with the lenders most likely to approve it.
Can expats get a United Arab Bank mortgage?
Yes — United Arab Bank lends to UAE residents and expats. We'll confirm the right product for your residency and income.
How do I apply for a United Arab Bank mortgage?
Through Mortgease — we prepare your file, compare United Arab Bank against all the other banks, and handle it to completion, free.

Full mortgage calculator →  ·  Check your eligibility →  ·  All banks →

Compare with other UAE banks

Standard Chartered mortgage → RAKBANK mortgage → ADCB mortgage → ADIB mortgage → CBD mortgage → Dubai Islamic Bank mortgage → All 15 bank guides →

Not sure which bank fits your profile? See current UAE mortgage rates, check your eligibility, work out your DBR or estimate your monthly payment — then we compare all of them for you, free.