What are the upfront costs of buying property in Dubai?
A straight answer from the team that tracks every UAE bank’s verified pricing — commission-free.
Short answer below, then the detail — and if you want it applied to your own numbers, the calculator and a free advisor check are right here.
Lowest advertised verified rate — we confirm your personal rate free.
Answer: Budget roughly 7–8% of the price on top of your down payment: DLD transfer 4%, agency ~2%, mortgage registration 0.25% + AED 290, trustee ~AED 4,200 and valuation AED 2,625–3,150.
On an AED 1.5M purchase that’s ~AED 110,000–120,000 in costs plus the AED 300,000 deposit. Full worked breakdown: cost of buying in Dubai.
How Mortgease helps
- We confirm how this applies to your profile across 15+ UAE banks — free, commission-free.
- Verified pricing, not poster rates: see the live rate table and the UAE Rate Index.
- Pre-approval typically within 24 hours.
Related questions
Compare with other UAE banks
Not sure which bank fits your profile? See current UAE mortgage rates, check your eligibility, work out your DBR or estimate your monthly payment — then we compare all of them for you, free.