What does a mortgage buyout cost in the UAE?
A straight answer from the team that tracks every UAE bank’s verified pricing — commission-free.
Short answer below, then the detail — and if you want it applied to your own numbers, the calculator and a free advisor check are right here.
Lowest advertised verified rate — we confirm your personal rate free.
Answer: Four items: early settlement with your current bank (capped at 1% or AED 10,000), a valuation fee (AED 2,625–3,150 by bank), mortgage release (~AED 1,290) and re-registration (0.25% of the loan + AED 290). No DLD 4% applies.
The useful number is the break-even month after every applicable switching cost, not a one-size-fits-all percentage estimate. Enter your balance, current rate, remaining term, proposed rate and itemised costs in the UAE refinance savings calculator; it carries the result into the advisor request so the team can compare the written offers.
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- Verified pricing, not poster rates: see the live rate table and the UAE Rate Index.
- Bank pre-approval typically takes 2–5 working days.
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