.rate-guide-purpose{margin:1rem 0 1.6rem;padding:1rem 1.15rem;border:1px solid #e6e6e6;border-radius:12px;background:#fafafa;color:#555;font-size:.94rem;line-height:1.6}
.rate-guide-purpose strong{display:block;margin-bottom:.2rem;color:#111}
.rate-guide-purpose a{font-family:'helvetica-medium','Helvetica Neue',sans-serif}
.rate-profile-nav{margin:2rem 0}
.rate-profile-nav>p{margin:0 0 .85rem!important;font-family:'helvetica-medium','Helvetica Neue',sans-serif;font-size:1rem!important;color:#111!important}
.rate-profile-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.75rem}
.rate-profile-card{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:76px;padding:1rem 1.05rem;border:1px solid #dedede;border-radius:12px;background:#fff;text-decoration:none!important;transition:border-color .18s,box-shadow .18s,transform .18s}
.rate-profile-card:hover{border-color:#F5A623;box-shadow:0 9px 24px rgba(245,166,35,.12);transform:translateY(-2px)}
.rate-profile-card span{display:block}
.rate-profile-card strong{font-size:.98rem}
.rate-profile-card small{display:block;margin-top:.12rem;color:#777;font-size:.8rem;line-height:1.35}
.rate-profile-card b{flex:0 0 auto;color:#a8721a;font-size:1.05rem}
.rate-proof{display:flex;flex-wrap:wrap;justify-content:center;gap:.45rem 1rem;margin:.85rem 0 0;color:rgba(255,255,255,.67);font-size:.76rem;line-height:1.4}
.rate-proof span{position:relative}
.rate-proof span+span::before{content:'\2022';position:absolute;left:-.63rem;color:#F5A623}
.rate-method{margin:2.4rem 0;padding:1.45rem 1.55rem;border:1px solid #e2ded5;border-radius:14px;background:#fffaf0}
.rate-method h2{margin:0 0 .55rem!important;font-size:1.38rem!important}
.rate-method>p{margin-bottom:.85rem!important;font-size:.96rem!important}
.rate-method ol{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.7rem 1.4rem;margin:.9rem 0 1rem 1.15rem!important}
.rate-method li{margin:0!important;font-size:.94rem!important;line-height:1.55!important}
.rate-method-note{padding-top:.85rem;border-top:1px solid #e2ded5;color:#6d675d!important;font-size:.86rem!important}
.article-body h2[id]{scroll-margin-top:96px}
@media(max-width:620px){.rate-profile-grid,.rate-method ol{grid-template-columns:1fr}.rate-profile-card{min-height:68px}.rate-method{padding:1.2rem}}